Showing posts with label Life. Show all posts
Showing posts with label Life. Show all posts
Oct 15, 2015
Jan 27, 2014
How to apply for an Individual Taxpayer ID Number (ITIN) when filing tax
If you do not yet have an ITIN, you can include the application in your tax filing. Follow these steps to apply for an ITIN and file your tax return:
Source: Turbotax
The free e-file from TurboTax is easy to use with a nice design.
1. Complete IRS Form W-7.
2. Complete your federal and state tax returns using the number 999-88-9999 in place of a Social Security Number.
3. Print the tax returns and cross off the 999-88-9999 from the SSN field. Do not attempt to e-file your return.
4. Write "Applying for ITIN; Application attached" next to the SSN field.
5. Mail the signed federal return, the completed Form W-7, and all documentation required by the Form W-7 Instructions to the address specified in the Form W-7 Instructions. (Alternatively, you may choose to take all this information in-person to a local IRS office for processing.)
6. If you need to file a state tax return: Mail the signed state return and a copy of Form W-7 to your state's regular filing address.
Source: Turbotax
The free e-file from TurboTax is easy to use with a nice design.
Jan 18, 2014
How to get free credit score, report, and monitoring from 3 major bureaus Equifax, Experian, and TransUnion
If we live in the U.S. and do care about our credit history, score, and report (actually, we should), there are truly free ways to get free credit score, report, and monitoring from 3 major bureaus Equifax, Experian, and TransUnion. By truely I mean that these services require no credit cards, and some of them require us to enter only the last 4 digits of our social security number (SSN). Well, at least it is better than entering a full SSN.
1. Equifax https://www.quizzle.com
Quizzle now offers our full credit report, monitoring and credit score from Equifax and also a Vantagescore. Just go to https://www.quizzle.com/ and register an account.
2. Experian https://creditsesame.com
Credit seame offers our credit score and monitoring from Experian. However, it does not provide a full credit report, even though we can still see a list of all our credit cards.
Just go to https://creditsesame.com and register an account.
3. TransUnion https://www.creditkarma.com
Credit Karma offers our credit score and monitoring from TransUnion and an acceptable report that helps us understand our credit score, which I find it very useful to understand what is going on with my credit score. Credit Karma also provides Insight, which connects directly to our accounts and helps us keep track of our finances. For this feature, I think Mint at https://mint.com does a better job.
Just go to https://www.creditkarma.com and register an account.
If we want to buy a car, a house, or order a gas, water, electricity, or have a phone line under our name, then we need to keep an eye on our credit score and history. When I first came to the U.S., I thought that I would not have to care about my credit score because I would not buy anything I cannot afford at the time. Eventually, I realize that many other services require a good credit score, not just when we need to buy something.
1. Equifax https://www.quizzle.com
Quizzle now offers our full credit report, monitoring and credit score from Equifax and also a Vantagescore. Just go to https://www.quizzle.com/ and register an account.
2. Experian https://creditsesame.com
Credit seame offers our credit score and monitoring from Experian. However, it does not provide a full credit report, even though we can still see a list of all our credit cards.
Just go to https://creditsesame.com and register an account.
3. TransUnion https://www.creditkarma.com
Credit Karma offers our credit score and monitoring from TransUnion and an acceptable report that helps us understand our credit score, which I find it very useful to understand what is going on with my credit score. Credit Karma also provides Insight, which connects directly to our accounts and helps us keep track of our finances. For this feature, I think Mint at https://mint.com does a better job.
Just go to https://www.creditkarma.com and register an account.
If we want to buy a car, a house, or order a gas, water, electricity, or have a phone line under our name, then we need to keep an eye on our credit score and history. When I first came to the U.S., I thought that I would not have to care about my credit score because I would not buy anything I cannot afford at the time. Eventually, I realize that many other services require a good credit score, not just when we need to buy something.
Dec 25, 2013
Protect our health in the IT career
As we work in IT field, we spend most of our time sitting on a chair.
We work 8 hours a day, 5 days a week, 50 week a year, a total of 2,000 hours a year. Assumed that we sit 70% of our working our, it is still 1,400 hours a year. I am not going to count the hours we spend sitting at home because it will rise to a huge number that may shock us.What is my point?
Well, the health effects of sitting too much is not a myth, but a scientific fact. If you don't believe me, take a quick look at these articles:
- http://www.mayoclinic.com/health/sitting/AN02082
- http://www.cbsnews.com/news/sitting-too-much-may-double-your-risk-of-dying-study-shows/
- http://www.npr.org/2011/04/25/135575490/sitting-all-day-worse-for-you-than-you-might-think
- http://www.webmd.com/heart-disease/news/20130221/too-much-sitting-linked-to-chronic-health-problems
Why on earth should we care about about health?
Put it simple, our health is the most precious thing we have in our life, and when it goes away, there is nothing we can do to get it back, at least at the current age of technology.Feb 7, 2013
Accounting Equation
This is a summary of Accounting Equation. Hope this helps you in categorizing your transaction to the journal
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